ACA & Under-65 Health Insurance Leads
We generate ACA and under-65 health insurance leads from consumers actively shopping for marketplace coverage — delivered as inbound calls, live transfers or real-time web leads.
How we deliver ACA / Under 65 leads
Inbound ACA calls
Consumers call in looking for marketplace plan help during Open Enrollment and qualifying life events.
Live transfers
Pre-screened for household size, income band and current coverage status before the warm transfer reaches your agent.
Web leads
Real-time form leads with contact details and coverage intent, posted directly into your CRM or dialer.
What qualifies a ACA / Under 65 lead
Every lead is consumer-initiated and screened before it reaches your agents, so your team spends its hours on conversations that can actually close.
- Under 65 and not currently on Medicare or Medicaid
- Shopping for individual or family marketplace coverage
- Screened for household size and subsidy eligibility signals
- Consent captured at the point of contact
OEP peaks and SEP consistency
Open Enrollment is where the volume lives, but special enrollment periods run all year. We build both into your plan so your agents keep producing after January 15.
Screened before it costs you time
Age, Medicaid status and household income signals are checked up front. Filtering before the transfer keeps your agents on conversations they can actually close.
Delivery that fits your stack
Post to your CRM, ping-post, email delivery or direct call routing to your queue — we work with what you already run.
ACA / Under 65 lead FAQs
Do you pre-screen for Medicaid?
Yes. Consumers who indicate Medicaid or Medicare enrollment are filtered before delivery, so your agents aren't burning time on ineligible households.
Can I buy ACA leads outside Open Enrollment?
Yes. Special enrollment period volume runs year-round, and many agencies use the off-season to build a book at lower acquisition costs.
What states do you cover?
We run campaigns across federal marketplace states and can target by state or region based on your licensing.
Explore ACA lead markets by state
Compare sourced population figures, major markets and state-specific planning considerations. Ask our team about current availability.
View all state markets →ACA / Under 65 insights from our blog
- ACA Open Enrollment 2027: New EDE Verification Rules Agents Need to KnowSeptember 16, 2026 · 10 min read
- ACA Open Enrollment 2027: Why Speed to Consumer Will Matter More Than Lead VolumeSeptember 9, 2026 · 8 min read
- The ACA Market in 2026: What's Changing and Where the Next Growth Opportunity LiesAugust 24, 2026 · 11 min read
Comparing formats or verticals? See the full picture on our insurance leads overview page.
Other lead verticals
Ready to test ACA / Under 65 volume?
Tell us your states, daily capacity and target cost per acquisition, and we will put together a plan you can start small and scale.
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